Does Walmart Still Have Layaway 2025. A prominent “buy now, pay later” service, affirm charges 10 to 30%. Walmart announced on friday that the company is scrapping its layaway plan just before the holiday shopping season and instead switching to a buy now, pay later plan in.

Walmart no longer offers layaway, walmart help said in tweets responding to customers asking about the program. The company announced it’s using affirm, a buy now, pay later service the retailer partnered with.